Insurance Anxiety

With news similar to the General Motors report (See "Things Get Worse", below) growing by leaps and bounds in these troubled times, many a group policyholder is wondering what would happen if their employer were to end its group disability income insurance program.

Not all policies are the same, but in general, the answer is that for those who have been adjudicated as disabled and are receiving benefits, the insurer would have to continue to pay. But, for those whose claim has not been adjudicated when insurance is terminated by an employer, the insurance company would not have to pay.

In any event, insureds should realize that in an economic downturn, insurance companies are most likely to get tougher on claims and it is most important for claimants to get their life, disability income and long term claims filed and prosecuted correctly.

If you have any questions on this issue, call Attorney Mike Quiat at 800-797-5575 for a fast answer or contact him by e-mail at http://www.uqur.com/.